Determine to pay what is owed.
Romans 13:7 (HCSB): Pay your obligations to everyone: taxes to those you owe taxes, tolls to those you owe tolls, respect to those you owe respect, and honor to those you owe honor.
Avoid get rich quick schemes
Proverbs 21:5–6 (HCSB): The plans of the diligent certainly lead to profit, but anyone who is reckless certainly becomes poor. 6 Making a fortune through a lying tongue is a vanishing mist, a pursuit of death.
Tell your money where to go.
Debt tells us what we can and cannot do. Debt tells our money where to go.
Proverbs 22:7 (HCSB): The rich rule over the poor, and the borrower is a slave to the lender.
Be a better steward.
Discipline ourselves to resist impulse purchases.
Luke 15:13–14 (HCSB): Not many days later, the younger son gathered together all he had and traveled to a distant country, where he squandered his estate in foolish living. 14 After he had spent everything, a severe famine struck that country, and he had nothing.
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